Messi's Presence In Miami Will Impact Its Real Estate Market

Just a Billion Doesn’t Cut It on This Exclusive Florida Island

A $32 Million Home Sets Price Record for Miami Beach’s Palm Island

Miami Beach $125 Million Penthouse Rivals NYC Billionaires’ Row

Miami's Thriving Tech Ecosystem Draws Entrepreneurs And Investors From Around The World

Miami, known for its beaches and culture, now blooms as a tech and entrepreneurial hotspot. With strategic Latin American access and diversity, it's an international business nexus: tech startups, co-working spaces, and government support foster innovation and growth. Beyond business, Miami's real estate and lifestyle, blending work and leisure, entice investors. Arts, dining, and events make it a magnet for diverse professionals seeking a vibrant, promising city. Miami's Cityfund opens doors for all to join the city's promising evolution. With Miami's trajectory set on innovation and growth, our fund perfectly complements this exciting journey. Your investment isn't merely acquiring a share of Miami's exceptional properties; it's an active role in shaping the city's narrative, enriched by its lively culture and welcoming community.

Investing in Miami is not just a financial endeavor; it's a strategic move to be part of a city on the cusp of a monumental transformation. Miami's status as a global business and cultural hub continues to gain momentum, drawing attention from international investors seeking to capitalize on its prime location, pro-business policies, and economic incentives.

Our Cityfunds target the most sought-after real estate in the nation's most prosperous cities. What sets Cityfunds apart is that they are the only publicly accessible real estate funds that allow you to invest in a multitude of owner-occupied homes through our innovative home equity investment product, Homeshares. This groundbreaking approach now makes it possible for anyone to own fractional shares of the best homes in the best cities.

Now, no matter where you live, you can fulfill the desire of owning that home in Miami.

 is a five-year term fund that is structured to provide investors with exposure to a diversified portfolio of city-specific home equity investments across major markets, such as Austin, Miami, Denver, Phoenix, Los Angeles, and Nashville by placing select investments, as a “fund of funds” vehicle for the Cityfunds I, LLC private investment vehicles, which include the Cityfunds Series-level LLC offerings (“Series”) that are formed by and managed by Nada Holdings, Inc. (“Nada”) in addition to the acquisition of home equity investment contracts originated by Nada, providing opportunistic exposure to the US single-family home equity market across the US.

seeks to achieve superior long-term returns, targeting a net 20% IRR, through its investment strategy into the US single-family home equity market.




Investing in: Cityfunds Series-level Offerings


Select intends to maintain a balanced portfolio that consists of diversified exposure to the Series offerings through direct investments into the underlying Series funds of #Austin Cityfund, #Dallas Cityfund, #Miami Cityfund, #Tampa Cityfund, #Denver Cityfund as well as first access to markets like #Los Angeles Cityfund, #Phoenix Cityfund, and #Nashville Cityfund. Select intends to establish a balanced exposure to current operating Series funds and first capital into new Series funds.

Nashville breaks into list of top migration destinations for first time since 2021

Nashville ranked 5th hottest real estate market of 2023, Zillow says

Nashville ranks No. 4 in best-performing cities

Tennessee now has more than 7 million residents

Nashville, Tennessee, has rapidly emerged as a captivating investment hotspot characterized by a unique blend of cultural richness, economic diversification, and an unwavering commitment to innovation. Renowned as the Music City, Nashville's creative spirit extends far beyond its world-famous music scene. The city's strategic location in the southeastern United States positions it as a prime hub for logistics and distribution. At the same time, its flourishing healthcare, tech, and entertainment industries diversify its economic landscape. Nashville's pro-business policies and a supportive community of entrepreneurs and startups have nurtured an environment conducive to innovation and growth. The city's dedication to infrastructure development, including a modern transit system, further enhances its appeal to investors seeking a town on the rise.

Investing in Nashville goes beyond mere financial considerations; it's about embracing a vibrant lifestyle and becoming part of a community shaping the city's future. The real estate market in Nashville is thriving, reflecting the city's remarkable population growth and urban revitalization efforts. From historic neighborhoods to contemporary developments, the city offers a range of investment opportunities that cater to various preferences.


Our Cityfunds target the most sought-after real estate in the nation's most prosperous cities. What sets Cityfunds apart is that they are the only publicly accessible real estate funds that allow you to invest in a multitude of owner-occupied homes through our innovative home equity investment product, Homeshares. This groundbreaking approach now makes it possible for anyone to own fractional shares of the best homes in the best cities.

Now, no matter where you live, you can fulfill the desire of owning that home in Nashville.

Wealthy Californians are ditching the state for the 'Beverly Hills of Arizona'

How Phoenix is retraining workers for the next-gen economy

Arizona’s ‘super season’ gives state financial shot of adrenaline

Phoenix metro economy among most resilient nationwide amid pandemic, report says

5 million: Phoenix metro area tops population milestone, Census Bureau reports

As the fifth-largest city in the United States, Phoenix boasts a strategic location that bridges the gap between major West Coast markets and the rest of the country. This connectivity, a proactive approach to business development, and favorable tax incentives have fueled a thriving entrepreneurial environment. The city's reputation as a technology hub is rapidly growing, with an influx of tech companies and startups drawn to its affordable cost of living and collaborative business ecosystem. Phoenix's dedication to innovation is evident through initiatives like the Phoenix Innovation District, which fosters partnerships between the city, universities, and private enterprises, ensuring a fertile ground for groundbreaking ideas to flourish.

Investing in Phoenix extends beyond traditional financial gains; it's an opportunity to be part of a city redefining urban living in the American Southwest. The real estate market in Phoenix is booming, driven by a surge in population and urban development initiatives that are revitalizing neighborhoods and creating new communities. The city's commitment to sustainable practices and its vibrant arts and cultural scene add to its appeal to residents and investors. With a favorable climate and a range of recreational activities, Phoenix offers a high quality of life that caters to a diverse demographic.


Our Cityfunds target the most sought-after real estate in the nation's most prosperous cities. What sets Cityfunds apart is that they are the only publicly accessible real estate funds that allow you to invest in a multitude of owner-occupied homes through our innovative home equity investment product, Homeshares. This groundbreaking approach now makes it possible for anyone to own fractional shares of the best homes in the best cities.


Now, no matter where you live, you can fulfill the desire of owning that home in Phoenix.

Elon Musk Is Bullish On Austin. Here's How To Invest In The City's Growth Before He Floods It With New Tech Workers

As The Austin Housing Market Grows, So Does Its Innovation

Uniquely Austin: Stewarding growth in America’s boomtown

Austin-San Antonio corridor's growth boosts developments, inches closer to forming a metroplex

Austin has rapidly become an exciting city that attracts investors with its immense potential. With a dynamic blend of technology, culture, and a thriving entrepreneurial spirit, Austin has positioned itself as a hub for innovation and economic growth. The city is home to a flourishing tech scene known as "Silicon Hills," where startups and established tech giants coexist and fuel innovation and job creation. Internationally recognized events like South by Southwest (SXSW) contribute to Austin's global prominence, attracting creative minds, investors, and trendsetters from various industries. The city's pro-business policies and affordable cost of living make it an attractive destination for young professionals and experts, ensuring a continuous influx of talent to support its growth. As Austin evolves into a center for technology, arts, and entrepreneurship, investing in its diverse and expanding opportunities presents a chance to be part of a transformative journey that revolutionizes urban success.


Investing in Austin means capitalizing on its diverse ecosystem and attractive urban environment. With a booming tech scene, sustainable practices, and a thriving real estate market, Austin offers a balanced quality of life and a wide range of investment opportunities. Its rich cultural scene and welcoming community contribute to the city's long-term appeal and the future of urban living.


Our Austin Cityfund allows anyone to access the future growth of the city. As we know, Austin's trajectory is one of innovation and advancement, and our Cityfund aligns seamlessly with this exciting journey. This investment isn't just about owning a slice of Austin's remarkable properties; it's about shaping the urban landscape, embracing the city's unique identity, and participating in the ongoing narrative of Austin's evolution.

Now, no matter where you live, you can fulfill the desire of owning that home in Austin.

provides investors with stable cash flow at an 8% APY, that is backed by real estate assets. Investors in Yield will receive quarterly distributions, which can be reinvested into Yield to compound returns or be paid out to their bank account.

invests in a diversified pool of collateralized real estate loans through two asset types, (1) home-equity agreement-backed Notes issued to Cityfunds I, LLC (Series funds), Cityfunds Portfolio Fund, LLC, and Nada Investments, LLC (collectively, “HEI Borrowers”) and (2) short-term mortgage notes originated and serviced by third parties.


Yield seeks to generate interest income from its investment strategy. This interest income will be distributed quarterly to investors at a targeted 8% APY. Yield will offer investors a manager-guaranteed base yield of 7% to 8% (see Classes).




Yield will offer different Classes of interests to Investors that meet the following criteria to determine each Investor’s respective Manager Guaranteed Minimum Yield Distribution Rate as defined below:

: 8.0% to Investors that invest $100,000 or more before Jan 31, 2024

: 7.25% to Investors that invest $25,000 up to $99,999 before Jan 31, 2024

: If free cash flow from operations is insufficient to timely make the Manager Guaranteed Minimum Yield Distributions, the Manager will contribute funds to ensure all Manager Guaranteed Minimum Yield Distribution obligations are met. See Offering Memorandum 

In or out? When it comes to moving, more people are “in” on Denver

Well before tipoff, Denver economy gets assist from Nuggets’ NBA Finals run

United Airlines buying land in Denver as it pursues growth strategy

Colorado sees business growth, defying national trends

Nestled against the stunning backdrop of the Rocky Mountains, Denver offers more than just picturesque views. Its strategic location in the heart of the United States positions it as a central hub for commerce and transportation, making it a key player in national and international trade. The city's economy has diversified beyond its historical reliance on energy and mining, embracing a thriving tech scene, aerospace, healthcare, and more. This diversification has created a dynamic business ecosystem that caters to a wide range of industries, enticing investors seeking stability and growth potential. Denver's pro-business environment and a skilled workforce drawn to its quality of life further reinforce its position as a magnet for innovation and entrepreneurship.

Investing in Denver is a strategic move beyond financial gain, encompassing a commitment to a lifestyle that balances work and leisure. The city's real estate market is thriving, offering a mix of opportunities from residential properties to commercial spaces, benefiting from the city's continued population growth and urban development. Denver's dedication to sustainability and outdoor amenities caters to a community that values an active, healthy lifestyle. With an array of cultural attractions, a burgeoning culinary scene, and a passion for the arts, Denver offers a high quality of life that resonates with professionals and families.


Now, no matter where you live, you can fulfill the desire of owning that home in Denver.

Texas Dominates Business Attraction, Houston Remains a Top Leader

Houston poised to hit this major population milestone in 5 years, new report says

Houston expected to be No. 2 most populous U.S. city by 2100

New Developments and Innovation Driving Growth in Bay Area Houston

Nestled at the intersection of commerce and innovation, Houston enjoys a strategic geographic position, solidifying its status as a pivotal hub for both domestic and global trade. The city's business-friendly atmosphere, marked by advantageous tax policies and a spirit of entrepreneurship, cultivates a dynamic ecosystem supporting startups and established corporations alike. Houston emerges as a prominent destination for technology firms, with a burgeoning tech sector attracting top-tier talent and fostering groundbreaking innovation. This technological resurgence is bolstered by Houston's dedication to infrastructure enhancements, creating a seamless environment conducive to business growth and development.

Investing in Houston transcends mere numbers; it entails embracing a city carving out its future: affordable living, a robust job market, and a diverse housing landscape that entices professionals. The city's rich cultural tapestry, vibrant museums, eclectic cuisine, and thriving arts scene add allure, resonating with investors seeking a complete urban experience. As Houston diversifies its economy across tech, finance, and healthcare sectors, investors find themselves at the forefront of an urban renaissance, rewriting the narrative of success.

Our Houston Cityfund opens doors for all to partake in the city's burgeoning growth. As Houston propels forward with innovation and progress, our Cityfund seamlessly integrates into this dynamic trajectory. This investment transcends mere property ownership; it's about shaping the urban landscape, embracing Houston's unique identity, and actively contributing to the city's evolving narrative.

Our Cityfunds target prime real estate in the nation's most prosperous cities. What sets Cityfunds apart is their accessibility, being the only publicly available real estate funds offering investment in a diverse portfolio of owner-occupied homes through our revolutionary home equity investment product, Homeshares. This groundbreaking approach democratizes real estate investment, enabling anyone to own fractional shares of top-tier homes in Houston and beyond.

Now, regardless of your location, you can fulfill the dream of owning a piece of Houston's thriving real estate market.

Wall Street’s Seismic Shift Propels Dallas Past Chicago, LA

North Texas housing draws out-of-state interest

How Dallas-Fort Worth became America's boomtown

North Texas' "Silicon Prairie" gets billions in new investment

Zillow Predicts Dallas to Be the No. 4 Hottest Housing Market in U.S. for 2023

Situated at the crossroads of business and innovation, Dallas boasts a strategic geographical advantage, making it a pivotal hub for national and international commerce. The city's pro-business environment, characterized by favorable tax regulations and an entrepreneurial spirit, nurtures a thriving ecosystem of startups and established enterprises. Dallas has become a hotbed for technology companies, with a rapidly expanding tech sector that has drawn top talent and fostered innovation. This technological renaissance is further fueled by the city's commitment to infrastructure development, ensuring a seamless environment for businesses to thrive.

Investing in Dallas means more than figures; it's embracing a city reshaping its future: affordable living, robust job market, and diverse housing allure professionals. Rich culture, museums, cuisine, and arts add charm, resonating with investors seeking a complete urban experience. As Dallas diversifies its economy, tech, finance, and healthcare, investors stand at the forefront of an urban transformation, rewriting the narrative of success.


Our Dallas Cityfund paves the way for all to partake in the city's impending growth. As Dallas forges ahead with innovation and progress, our Cityfund effortlessly integrates into this exciting trajectory. This investment goes beyond owning real estate; it's about shaping the urban fabric, embracing Dallas's distinct identity, and actively contributing to the city's evolving story.

Now, no matter where you live, you can fulfill the desire of owning that home in Dallas.

Tampa: Why Gen Z and Millennial Tourists Are Flocking to This Retirement Mecca

Florida, Tampa Bay see manufacturing job boom

Former Tampa home of Derek Jeter, Tom Brady to be torn down and rebuilt

What's the most popular city to move to in the US? Chances are, it's in Florida

Nestled along the Gulf Coast, Tampa's strategic locale fosters domestic and global trade ties, bolstered by its proactive investments in critical sectors. A thriving business ecosystem driven by technology, healthcare, finance, and real estate, beckons investors. Tampa's innovation culture, seen in startup support and co-working spaces, attracts players and startups alike, cultivating partnerships and growth opportunities amid a dynamic real estate landscape.

Investing with Tampa Cityfund is your ticket to joining the city's unfolding progress. As Tampa advances through innovation, our fund seamlessly aligns. This investment encompasses more than owning Tampa's exceptional properties; it's about influencing the urban scenery, embracing the city's unique essence, and actively engaging in Tampa's unfolding narrative.

Now, no matter where you live, you can fulfill the desire of owning that home in Tampa.

Los Angeles housing market rose $202 billion in past year, Zillow says

Rams Quarterback Matt Stafford Throws Down a Record $28 Million on an L.A. Estate

The median home listed in Los Angeles will soon cost more than $1 million — up 30% in 5 years

Growth Plan Will Transform DTLA

L.A. Clippers top out on $1.2B Intuit Dome in Inglewood

Los Angeles, California, is emerging as a dynamic and enticing investment hub that captures the essence of the American dream. Known as the entertainment capital of the world, Los Angeles has long been synonymous with Hollywood and the creative industries. However, in recent years, the city has evolved into a multifaceted economic powerhouse. Beyond the glitz and glamour, LA boasts a thriving tech ecosystem, often referred to as "Silicon Beach," where startups and established tech giants alike are flourishing. This diversification, coupled with a strategic location at the crossroads of the Pacific Rim, positions LA as a global business epicenter, facilitating international trade and investment.

Investing in Los Angeles is a strategic move that offers investors a multifaceted package. The city's real estate market continues to surge, driven by an influx of professionals and creatives seeking the LA lifestyle. The commitment to sustainability and renewable energy initiatives aligns with modern environmental trends, ensuring long-term viability for investments. Moreover, the city's cultural richness, world-class dining, and year-round events create a unique quality of life that resonates with a diverse population.


Our Los Angeles Cityfund opens doors for everyone to participate in the city's imminent expansion. As Los Angeles propels itself forward with innovation and advancement, our Cityfund seamlessly aligns with this thrilling journey. This investment transcends mere real estate ownership; it's about molding the urban landscape, embracing Los Angeles' unique character, and actively engaging in the city's ever-evolving narrative.

Now, no matter where you live, you can fulfill the desire of owning that home in Los Angeles.

Nada is an award-winning fintech and investment platform on a mission to unlock the wealth trapped within the $30 trillion home equity market for homeowners and investors. As the first company qualified by the SEC to issue city-specific shares of home equity, Nada’s Cityfunds product provides investors with direct access to the home equity market. By investing in the equity of homes, Nada is providing homeowners with immediate liquidity without the burden of added debt or monthly payments. Nada's innovative platform aligns individual investors with homeowners to build and preserve their wealth through the power of home equity.

Exclusive opportunity to become an equity stakeholder in Nada. For a limited time you can invest in Nada on the same terms as VCs like LiveOak Ventures and 7BC Venture Capital. Act fast to secure your stake in Nada.

Own Equity in Nada, the Company Behind Cityfunds

Nada is the Leading Home Equity Investment (“HEI”) Platform

Overview

$33 Trillion in Wealth is Trapped in Homeowner Equity Today

Opportunity

Market

Why Home Equity Investments (“HEI”) are Better

The Basics

Nada Platform: How It Works

Platform

Diversified Portfolios of HEIs in the Top Cities

For Investors

$7M+ Invested on Platform from >3k Individuals

Cityfunds Traction

Cityfunds Performance has Exceeded Targets; Bolstering Investor Confidence

Cityfunds Performance

We Originate HEIs, called Homeshares, Unlocking Homeowner Equity Without Debt

For Homeowners

$10M Originated in Home Equity Investments with a $3M Pipeline Today

Homeshares Traction

How Nada Makes Money

Business Model

94% Gross Margin at 5x LTV to CAC on Recurring-like Revenue (illustrative)

Unit Economics

PMF Established in 2023, We are Ready to Scale in 2024

Revenue

We Created the First Web & Mobile App for Investing in HEI

Product

We Built a Compliant and Sustainable Model

Compliance

2023 Recap and 2024 Growth Plan

Strategy

Clear path to $100M+ Revenue and Profitability

Growth

We are a Diverse Team with Years of Experience

Team

Leadership

Customer Acquisition

We Added New Products: Yield, the First HEI Debt Fund, and Select, the First Opportunistic HEI Fund

Product Expansion

Home equity investment agreements (which we refer to as “Homeshares”) allow homeowners to access cash from their equity without the burden of added debt or monthly payments while delivering highly accelerated & downside-protected assets to investors.


Home equity investment agreements are an emerging asset type, with only five or six asset originators operating within a $20+ trillion home equity market today. None of these originators make it possible for individual investors to gain access to this asset, instead they deal exclusively with a few private institutions. Nada is the first to make this asset accessible to individuals and smaller firms through its Cityfunds investment product. Home equity investment agreements have proven to be an established and institutional-grade asset, similar to the mortgage debt market products, with nearly $1 billion in unrated securitizations over the past two years, and most recently another $528 million in rated securitizations with the rating agency, DBRS Morningstar.


Historically, investors have not been able to access the home equity sector due to the lack of institutional-grade assets and the absence of a publicly available private real estate fund that has this type of deal flow. Nada, through its wholly-owned subsidiary Nada Loans, LLC, is capable of sourcing and originating home equity investment agreements through its in-house licensed mortgage brokerage origination and underwriting team.

Available now until Thursday, April 25, 2024

Fund the Pipeline Bonus!

Own equity in the company behind Cityfunds

Nada Exclusive

Introducing: Houston

Introducing Yield

The Cityfunds' HEI pipeline has experienced rapid growth, nearing a value of $4M. To expedite the funding of these assets, we are excited to offer a remarkable opportunity for Cityfund investors looking to get involved. We are offering you this limited-time bonus! Available now until 11:59 pm CST on Thursday, April 25, 2024!

Join our free live webinars! Hosted by Cityfund’s leadership, we cover the real estate market, cityfund investing, relevant current events, new product launches, and more.

Cityfunds Live Q&A

Cityfunds Manager, LLC, which is owned and managed by Nada is led by John Green, Mauricio Delgado, Sundance Brennan, Jeremy Males, and Justin Wang, with 50+ years of industry experience and management of $1B+ in assets.


The Manager and the Cityfunds Series funds are uniquely well suited to be the source of underlying residential real estate investments because of their unprecedented ability to provide access to the $20+ trillion home equity sector of the residential real estate market. Home equity investment agreement assets are sourced through a targeted strategy, rigorous diligence processes, an experienced team, and a commitment to transparency with all stakeholders.


Each of the Cityfunds Series funds creates a thematic, index-like exposure to a single city’s home equity market through diversified portfolios of home equity investment agreements. Cityfunds Series funds are able to unlock access to some of the most in-demand real estate markets by investing in owner-occupied homes through the home equity investment agreement asset type.

Nada supports Cityfunds and its investors through a two-stage, bottoms-up approach to mitigating risks. First, is our asset selection framework for home equity investment agreements. Second, we build investor protections directly into the home equity investment contract. Nada’s secured equity position comes with certain rights and protections and allows them to intervene and protect the interests of all equity holders in the underlying property.

: Home equity investment agreements are made with an average 10-15% discount to the home’s appraised value, protecting investors from home value declines and prepayments.

: Home equity investment agreements are secured and recorded with a Deed of Trust /Mortgage, typically behind the primary mortgage and above the homeowner (like a HELOC).

: Homeowner payouts triggers established within the contract, most commonly by liquidity-driven transactions, such as a home sale or cash-out refinance.

: Homeowner retains ownership—and  must maintain and keep the asset unencumbered.

: Contracts have a ROFR clause to protect against below-market transactions.

: Most homeowners use their cash to reduce debts, improve their credit profile, and invest in their homes.


Yield will invest in Home-Equity Backed Notes which will have 3-year terms, and earn an interest rate of 8% to 9%. Interest payments will be made by the HEI Borrower(s) to Yield in monthly installments with a balloon payment payable upon maturity of the term. The Home Equity-Backed Notes will have a target of 65% LTV with a maximum of 80% LTV. Home Equity-backed Notes will be secured by a UCC lien filed against the specific home equity investment agreement real estate assets held by the respective HEI borrower as collateral.


HEI borrowers will utilize these Notes to increase their deployable capital available and grow their volume of home equity investment agreement assets owned.


Yield will acquire Short-Term Mortgage Notes which will typically have a 3 to 5-year term, and earn an interest rate of 9% to 12% fixed per annum. Each Mortgage will be originated by and serviced by third parties, some of which may also be owned by, managed by, and/or affiliated with Jeremy Males, a managing member of Cityfunds Yield Manager, LLC. The borrowers for each Mortgage will be the individual homeowners occupying the single-family home as their primary residence. These homeowners will pay Yield (through the third-party Servicer) interest-only payments in monthly installments with a balloon payment payable upon maturity of the term.


The Mortgages will be secured by a deed of trust or mortgage type of lien, filed with the county clerk of the specific property’s county. Upon any event of default, the Company may foreclose on the Collateralized Mortgage Assets.

Yield is managed by Cityfunds Yield Manager, LLC (the “Manager”), a joint venture between Cityfunds Manager, LLC, and JM Yield Management, LLC. Cityfunds Manager, LLC also serves as the manager for Cityfunds I, LLC, each Cityfunds Series LLC, and Cityfunds Portfolio Fund, LLC (the “Cityfunds family of funds”).


The Manager and the Cityfunds family of funds are uniquely well suited to be Yield’s source of underlying residential real estate investments because of their unprecedented ability to provide access to the $20+ trillion home equity sector of the residential real estate market. Home equity investment agreement assets are sourced through a targeted strategy, rigorous diligence processes, an experienced team, and a commitment to transparency with all stakeholders.


Historically, investors have not been able to access the home equity sector due to the lack of institutional-grade assets and the absence of a publicly available private real estate fund that has this type of deal flow. Nada, through its wholly-owned subsidiary Nada Loans, LLC, is capable of sourcing and originating home equity investment agreements (referred to as “Homeshares”) through its in-house licensed mortgage brokerage origination and underwriting team.


We create and manage “Cityfunds”, the first SEC-qualified HEI real estate funds, providing investors access to the top city’s home equity markets





We originate HEIs, providing homeowners immediate liquidity without the burden of debt

SOURCE: Federal Reserve Bank of St. Louis (FRED)

The Home Equity Investment (“HEI”) has Emerged as the Financial Product to Unlock this Wealth for Homeowners and Investors

*HEIs are lien-secured agreements where homeowners receive cash upfront in exchange for a share of their homes future value

Investor capital is pooled in Cityfunds, then invested in HEI Originations for Homeowners

Homeowners payoff HEIs by selling their home or buying back their equity, generating returns for Investors

Invested capital is returned from HEI payoffs then recycled to fund new HEI Originations

The first company SEC qualified to offer direct investments into the HEI asset type for individuals

Index-like exposure to a city’s home equity market

Diversified pools of real estate-backed HEIs

Evergreen, open-ended, perpetual vehicles

7 active Cityfunds today 6 new planned for 2024

*Homeowner settlement upon selling or refinancing their home, or any time prior to the end of a 10-year term

We realized a 680% growth in capital invested on platform from Q1 ($290k) to Q4 ($2.2M) in 2023

Repeat investor capital has consistently grown, reaching ~60% of total capital invested by Q4

On track to realize >2.5x MOIC and 16%+ net IRRs

1 AUM calculation includes current debt leverage of $1.5mm and mark-to-market HEI asset valuations based on independent automated valuation models; to date 100% of capital returned from HEI payoffs (Realized Profits) has been recycled into new HEI assets

Positive impact to credit capacity (debt relief)

Receive funds in 15 days from application

HEI Originations launched in Aug 2022

We have more demand from homeowners than we have capital ($3M+ pipeline and $5M+ waitlist)

Nada generates revenue throughout the life of the Home Equity Investment

$50,000 HEI funded by a Cityfund, held for 5 years, HEI paid off, then capital recycled

5x LTV to CAC today, ability to scale to >8x with leverage

1 Origination includes 4.0% origination fee based on amount of HEI, a fixed $550 underwriting fee per HEI


2 Asset Management includes 2% AUM fee per year and a 6% sourcing fee pad per HEI acquired


3 Marketing includes direct marketing costs to acquire investors in a Cityfund and homeowners to originate an HEI

Growth will be driven by continued targeted investor marketing, strategic capital markets, and our ability to recycle capital

We made investing in home equity as simple as stocks. Available on the Apple and Google Play stores.

SEC-QUALIFIED INVESTMENT PRODUCTS (CIK #1874979)

SEC-Qualified under Regulation A, Tier II

FINRA Series 7/63/79 and SIE licensed securities sales team


STATE-LICENSED ORIGINATIONS (NMLS #1993600)

HEIs originated by a licensed mortgage loan officer

Licensed consumer mortgage originator in 14 states

Licensed for investment properties in 19 more

Mortgage-compliant loan origination system

We have a clear path to $100M+ Annual Revenue and Profitability on current strategy

1 Forward ARR based on $1.5B AUM at exit, assumes continuous Cityfunds capital recycling via (i) 16% CPR on HEI payoffs, (ii) 2.5% quarterly trade volume with a capture of a 1% trade fee, generating recurring revenues achievable without the need for new investor capital

Nada is led by John Green, Mauricio Delgado, Sundance Brennan, Jeremy Males and Justin Wang, with 50+ years of industry experience and management of $1B+ in assets.

70% of Investor Capital is from Accredited HNIs with Scalable Partners

Our existing content and media partners have consistently achieved investor capital acquisition at a low cost of ~($68) per $1,000 invested

These partners have potential for significant scalability with higher budgets, in addition to our net new channel opportunities

Majority Homeowners Acquired From Affiliates at $0 Cost

Today, we are carrying an active pipeline of $3M+ through our affiliate partners alone

Affiliate partners have demonstrated they can scale to $10M in HEI volume per month once we have capital to match

Cityyfunds Select is an equity fund, investing in non-major market HEIs. Cityfunds Yield is a debt fund, providing leverage to Cityfunds.

Dividends refer to the portion of profits that are distributed to you as an investor in a specific investment vehicle ("fund") based on your ownership state in the specific investment. They provide a source of passive income and are a key return component for your investment.

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